
	Don't forget to factor in closing costs when considering a home sale or purchase. The Village Realty is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at (361) 985-1135 if your needs include a real estate pro ready for the business side of real estate.

Anticipated closing costs

There are certain basic costs accompanying closing the sale of a house. These costs are usually split between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Texas to help show you through your transaction.

Closing costs that are loan-related (Click here for details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually collected (Click here for details)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Click here for details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your deal, I'll not only work to get the optimal sales price, but I'll also push for reduced closing costs. And once we've reached an agreement, I'll walk you through the closing costs so you know exactly where your money is going.

Buyers: If you are buying a home in Nueces County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a tolerable range so you're not shocked when you arrive at closing time. I'll be willing to review the GFE with you, answering your questions and highlighting any estimates in question.